At FDB we make it easier for you to apply for a loan. Here are some points to note while you are thinking of starting up a farm, shop or other ventures.

Before applying:

•  Be a Fiji citizen or permanent resident
• If a foreign national you need to seek Fiji Islands Trade & Investment Bureau approval and meet the Reserve Bank of Fiji requirements
• Need to be of a legal age to apply for a loan
• The project needs to be viable and you should know the purpose of finance sought
• Need to know the project cost or funding required and verified
• Have a good credit history in order to be considered for a loan to start an agriculture or business venture.
• Possess the necessary skills, qualifications and experience for the intended project or business.
• Have the ability to meet the equity contribution towards the total cost of the project.
• Availability of the necessary asset backup to secure the loan sought.

When applying:

• Bring your proposal, feasibility report, farm report, cash flow projection and business plan.
• The required source documents when lodging (consent from landowners, business license, registration, quotations, bank statements, valuation reports etc)
• Proper identification details (ID cards, passport photos, references etc)
• Request for the forms to be filled (FDB application forms, personal statements, Data Bureau form etc)
• Visit the Bank when you are ready and sure or seek advice from our Bank officers.

When you have met our requirements come and see our officers to discuss your proposal further.