At FDB we make it easier for you to apply for a loan. Here are some points to note if you are thinking of starting up a  business venture.

Before applying

• Be a Fiji citizen or permanent resident
• If a foreign national you need to seek Fiji Trade & Investment Bureau approval and meet the Reserve Bank of Fiji requirements
• The project needs to be viable and you should know the purpose of finance sought
• Need to know the detailed project cost or funding required and verified
• Have a good credit history in order to be considered for a loan to expand or construct a venture.
• Possess the necessary skills, qualifications and experience for the intended project or business.
• Have the ability to meet the equity contribution towards the total cost of the project.
• Availability of the necessary asset backup (securities) to secure the loan sought.

When applying

• Bring your proposal, cash flow projection and business plan.
• The basic source documents when lodging (latest 3 years financial statements, directors personal balance sheet, last 6 months bank statements, loan purpose, project cost, contact details etc)
• Request for the forms to be filled (FDB application forms, personal statements, Data Bureau form etc.)
• Visit the Bank when you are ready and sure that you have satisfied all the anticipated requirements or seek advice from our Bank officers.