The Fiji Development Bank introduced the Social Banking facility in July 2008 to provide soft loan access to the poorer segment of the society. There are two schemes under the Social Banking facility; the Micro Credit and Agri. Finance schemes.

The objective of the Micro Credit scheme is to alleviate short and long term financial burdens for those who earn below $7,500 per annum. It also facilitates in providing opportunities for alternative livelihood programs to lessen poverty in the long term i.e. legal income generating activities that would address the social needs of the borrower.

Agri Finance will assist in improving the livelihood of farmers. It is aimed at encouraging farmers to expand farming ventures from subsistence to semi commercial levels.  Farmers can use this facility to make greater use of natural resources available to them.
 

The range of products under Micro Loans is:

Micro Credit - (for loans between $500 -$5,000)
Agri Finance - (for agricultural loans up to $10,000)