Loan Features

Flexible loan term of up to 3 years depending on purpose of loan.


Loans from $1,000 to $5,000.


Interest Rate of 12.00% per annum.


A standard loan approval fee of $50.00 applies.


Minimum equity of 10.00% subsidized by the Government. 


Normal FDB screening for credit assessment applies.


 

Financing Limits

Minimum Loan of $1,000.00


Maximum loan of up to $5,000.00


What is the FDB Loan for Women Entrepreneurs?

The FDB Loan for Women Entrepreneurs is specifically designed for Women Entrepreneurs with registered MSME businesses in operation for a minimum of six (6) months who require working capital or need to expand their existing business.


What are the loan purposes?

This loan facility is specially designed for the expansion of existing business or for working capital needs.


Who is eligible to apply?

1. Women MSMEs’s who have been in operation and have a registered business for more than 6 months.


2. Ownership – women owned or joint ventures with at least 50% local women shareholding.


3. ALL applicants within the legal age limits.


What are the pre-qualification requirements?

1. Birth Certificate.


2. Photo ID: Voter Identification Card/Passport/Driving License/Joint FRCS/FNPF Card.


3. TIN Letter.


4. Business registration certificate/certificate of business license/market master letter.


5.  Current utility bills – this would be utility bills for the business.


6. 6 months or more bank statement/M-Paisa or MyCash Business Transaction Statement.


How can I apply and submit the pre-qualification requirements?

You can apply for this loan safely from the comfort of your own home – apply online. Applicants are to submit their loan application and upload the requirements through this portal.   If you face difficulties you can contact us via email info@fdb.com.fj or contact your nearest branch for assistance.


What are the security requirements?

Security will be required in the form of a customer undertaking by the applicant through the “Online Application form”.


Fees and Charges

Nil Application and security documentation fees. However, a standard approval fee of $50.00 will be debited to your loan account. Other fees and charges apply as per our fees and charges schedule.


Who can I contact?

Call a Branch close to you – Find our branches  OR email us at info@fdb.com.fj