Mr Saud A Minam – Chief Executive Officer

Saud has more than 30 years of experience within the financial sector and is a thoughtful leader and passionate knowledge sharer within the banking sector. He is well recognized for his ability to negotiate contracts and manage banking agreements with integrity and discretion. He has extensive experience working with stakeholders to exceed client needs, assessing commercial needs, and acting as the conduit between operational practicalities and technical abilities. Prior to taking up his position as the CEO of FDB in July 2021, Saud for more than 7 years headed as CEO of ANZ Bank Fiji and Commercial Banking Head Pacific. He also held multiple positions at ABN AMRO/ANZ in five different countries (Pakistan, Hong Kong, China, Singapore, and Indonesia) over a span of 27 years. He enjoys working collaboratively, leading and mentoring staff to ensure team effectiveness. He holds a Bachelor of Computer Science from the University of North Texas State.

Ms Titilia V Kamil – General Manager Relationship & Sales

Titilia leads the Bank’s twelve branches’ Relationship and Sales teams across Fiji. Prior to being appointed to the role in 2022, she was the Manager Relationship & Sales Suva. She has 30 years of development banking experience, with a focus on relationship banking and sales. Titilia’s focus is on building sustainable growth and acquisition of a reputable customer base in a crowded and competitive market. Her position is critical in enabling her team to make informed decisions that will contribute to an increase in the Bank’s loan portfolio, in partnership with both internal and external stakeholders.

Mr Saiyad Hussain – General Manager Finance & Administration

Saiyad has been with the Bank for more than 27 years. He has vast experience in devising budgets for the overall FDB strategic plan that incorporates profitability, growth, sustainability, and operating performance targets. Appointed to his senior role in 2010, he manages FDB’s Finance and Treasury, Properties, Information and Communication Technology and Marketing and Business Development departments. A qualified Chartered Accountant, he is a Board Director of the South Pacific Stock Exchange and a Member of the Fiji Institute of Bankers. He is also a member of the Australian Institute of Company Directors (AICD). He has a Postgraduate Diploma in Banking and Financial Management and holds a Bachelor of Arts Degree in Accounting and Financial Management, Economics and Public Administration & Management from the University of the South Pacific.

Ms Priya Chand – Manager Enterprise Risk Management

Priya is a Certified Enterprise Risk Management Professional (CERMP) leading the ERM program of FDB. With over 15 years of internal audit and risk management experience, Priya has been instrumental in setting up the risk management platform for the Bank. She has vast experience in developing and implementing a structured way of identifying and managing risks through advanced guiding principles and policies. Priya is a credible and visible champion for a strong risk culture amongst colleagues and peers. She oversees and maintains the 2nd line of defense mechanism in line with agreed business strategies and Bank’s Risk Appetite statements. Acting as a trusted advisor to the respective Business Heads, she provides independent oversight, review and challenge for activities of Operational, Compliance, Market, Credit, Liquidity and Strategic Risks. She is a firm believer of empathetic leadership and respect. She holds a Bachelor of Arts Degree in Accounting & Financial Management and Management & Public Administration from the University of the South Pacific.

Ms Zarine Carol – Manager Marketing and Business Development

Zarine is a solution driven strategic planner, marketing and banking professional that leads the Marketing and Business Development Department for FDB. She holds over 16 years of experience in policy development and has a solid background in strategic planning and marketing. She plans, directs and oversees the support operations of both the Strategic Planning, Policy and Process Unit as well as the Marketing and Business Development unit of the Bank. As a creative and strategic leader, she provides oversight and necessary advise on the innovative strategies to increase the Bank’s brand visibility, growth, market share and profitability. Her broad experience in Policy provides an edge in the creation of the Bank’s strategic Plan , creation of new business opportunities and aligned lending procedures for the Bank. She is a collaborative leader who strongly believes in teamwork. She also regards respect and honesty of high value. Zarine currently holds a Bachelor of Education and Mathematics and a Post Graduate Diploma in Mathematics from the University of the South Pacific.

Mr Bimal Sudhakar – General Manager Business Risk Services

Mr Bimal Sudhakar brings in over 18 years of local and regional banking and executive leadership experience to FDB. He has diverse experience in commercial banking and a grasp of credit and operational risk management. Appointed to his role in October 2021, he manages FDB’s Legal, Insurance and Records, Asset Management and Credit Risk and Approval departments and Enterprise Risk Management. Prior to taking up his position at FDB, Bimal held the position of General Manager Credit at HFC bank. He is known to be a people person with strong collaborative and interpersonal skills. He is also a very astute believer in healthy living and promotes work-life balance.

Ms Sheik Maizabeen Nisha – Manager Finance

She joined the Bank in 2005 and has held the position of Manager Finance at FDB since March 2012. Nisha holds a Bachelor of Arts degree in Accounting & Financial Management and Economics. She is a Chartered Accountant with the Fiji Institute of Charted Accountants and a member of CPA, Australia. She has over 15 years of professional experience in accounting and financial management. In her role as Manager Finance she is responsible for the all the Accounting, Finance and Treasury functions of the Bank. She shoulders the responsibility of coordinating the Bank’s budgeting processes, monitoring of expenditure, setting adequate financial controls, handling annual audits and sourcing funds to ensure that sufficient liquidity is maintained at all times. She is also the Board Secretary.

Mr Semisi Biumaiwai – General Manager Talent and Organisational Development

Semisi Biumaiwai is a seasoned HR practitioner, with almost two decades of combined experience in the government and private sector. He started working with the then Fiji Revenue & Customs Authority following the completion of his tertiary studies at the University of the South Pacific. After just over six years, he joined the ANZ Bank and spent the majority of his time in Fiji with stints across the Pacific, from Guam to Timor Leste to the Solomon Islands. His career has covered the breadth of the HR field, from the traditional personnel-type functions like pay and benefits on the one hand to more intensive and challenging duties like policy drafting and review, union negotiations and ER-related matters on the other. He is a firm believer that people are vital to the sustained success of any organization, and that culture and leadership are key in harnessing potential. Before being appointed to FDB in October 2021, he was the Senior Talent and Culture Business Partner at ANZ.

Ms Kalpana Kaajal – Media and Communications Officer

Kalpana is a strategic-thinking Communications professional with more than 6 years of experience in the public relations and communications field. She is adept at writing, editing and shaping copy to meet specific needs, enhance perception and drive change. She is also decisive and focused with expertise in team leadership, program management and complex problem-solving. Maintains positive media relations and promotes specific messages. Prior to joining FDB, Kalpana held the position of Public Relations and Communications Officer at the Fiji National University with a brief stint in the radio industry before that. Kalpana holds a Bachelor of Arts (Journalism and Literature and Language), a Postgraduate Diploma in Linguistics, Postgraduate Diploma in Diplomacy and International Affairs and Master of Arts in Diplomacy and International Affairs.